There is not any general public information relating to a "highest hdb mortgage 480 29" as the figures are likely a certain handle or internal reference. The utmost HDB personal loan volume is not really a hard and fast sum but is alternatively determined by various aspects, such as the Bank loan-to-Benefit (LTV) limit, the Property finance loan Servicing Ratio (MSR), along with the applicant's age, income, and money standing. For new and resale flats, the utmost LTV is nearly 75% of the acquisition rate or valuation, whichever is reduced. The MSR makes certain that month-to-month home finance loan repayments don't exceed 30% of the client's gross monthly revenue. An HDB financial loan has an interest charge of 2.6% for each annum, pegged at 0.one% above the click here CPF Regular Account (OA) amount, and the most tenure is capped at twenty five years or around the client's age of 65, whichever is shorter. To find out the utmost financial loan you can find, you have to apply for an HDB Bank loan Eligibility (HLE) letter.